Emi Calculator

Privacy Policy

Welcome to Emi Calculator("we," "our," or "us"). This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application. By using the app, you agree to the collection and use of information as outlined in this policy. If you do not agree, please discontinue use and uninstall the app.

1. Information We Collect

We collect limited information necessary to provide features such as EMI calculation, loan planning, and financial tools.

Permissions We Request

Permission

Purpose

INTERNET, ACCESS_NETWORK_STATE, ACCESS_WIFI_STATE, CHANGE_NETWORK_STATE, CHANGE_WIFI_STATE

Required for showing ads, connectivity checks, and app services

POST_NOTIFICATIONS

Sends important updates, new feature announcements, or reminders

AD_ID

Used by AdMob to manage ad frequency, analytics, and non-personalized ad display

We do not collect or store sensitive personal information(PII), such as names, contacts, or financial records. All calculations are processed locally on your device.

We do not collect or share any personal data with third parties. Non-personalized ads may be displayed using standard ad SDKs such as Google AdMob.

2. How We Use Your Data

Collected data is used to:

  • Display non-personalized ads to support the free version of the app

  • Notify users about new features, offers, or app updates via notifications

  • Ensure stable app operation and analyze performance if analytics are enabled

No financial data or user-entered values are ever collected, stored, or transmitted.

3. Log Data

In the event of a crash or technical error, the app may collect anonymous crash data such as:

  • Device model, OS version, and app version

  • Timestamp of the crash

  • Technical logs (without user input)

This information is only used to improve app stability.

4. Cookies

Our app does not use cookies directly. However, third-party ad services (e.g., Google AdMob, Facebook Ads SDK) may use cookies or similar technologies for ad performance and frequency control.

5. Third-Party SDKs and Services

Your app uses the following third-party services and SDKs:

Service / SDK

Purpose

Google AdMob SDK

Displays banner, interstitial, and native ads

Meta Ads (Facebook)

Serves non-personalized ads

Google Play Services

Core app support and ad network functionality

FileProvider


Firebase SDK

Securely shares files between apps (e.g., PDF exports or reports)


Used for basic app services like analytics & realtime database


External Privacy Policies:

6. Data Security

  • All loan and EMI calculations are performed locally on the device

  • We do not store or transmit any user-entered values

  • Permissions are used strictly for app functionality and ad services

7. Children’s Privacy(COPPA & GDPR Compliance)

This app is not intended for children under the age of 13. We do not knowingly collect or solicit personal data from children. If you believe a child has used the app, contact us so we can delete any associated data.

8. Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

9. User Control & Opt-Out Rights

Users can:

  • Manage or revoke app permissions via device settings

  • Uninstall the app at any time to stop all data use

  • Opt out of ad personalization via: https://adssettings.google.com/

10. Google Play Compliance

We fully comply with:
Google Play’s Data Safety Section
Google Play Developer Program Policies
Advertising ID usage policy
Notification and permission handling best practices

We do not share personal data with any third party, and all advertising uses the Google Advertising ID in accordance with Google Play policies.

11. Updates to This Privacy Policy

We may occasionally update this Privacy Policy. Any significant changes will be announced via the app or our Play Store listing.

This privacy policy is effective as of 2025-05-10.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at: vishal.kathiriyaarab@gmail.com.

Comments

Post a Comment